Hull has been named as the flood capital of Britain - for the fourth year in a row (Image: Katie Pugh / Hull Daily Mail)

The city of Hull is the flood capital of Britain for the fourth year in a row with nearly 6 per cent of all properties affected by water damage from flooding in the past year, it can be revealed.

Research released by MoneySuperMarket - after analysing more than 3m home insurance quotes from around the UK for the last 12 months - found that 5.9 per cent of the city and its surrounding urban area have suffered water damage from floods.

That means that around 13,600 of the 230,000-odd homes in the area have been flooded.

Hull, the UK’s City of Culture in 2017 - which is built on a flood plain, with 90 per cent of homes below the high-tide line - was devastated by floods in June 2007 when 100mm of rain fell on one day, with more than 7,000 homes flooded that month alone.

The national average for homes suffering from flood damage is just 0.7 per cent, meaning folk living in Hull are more than eight times more likely to be affected than Britain as a whole.

Have you been affected by flooding this year? Let us know in the comments below.

90 per cent of homes in Hull are built below the high-tide line (Image: Hull Daily Mail)

Bosses at MoneySuperMarket found that the top 10 areas most hit by flooding in the past 12 months were as follows;

1 - Hull - 5.9 per cent

2 - Carlisle 3.1 per cent

3 - Lancaster - 2.6 per cent

4 - Llandudno - 1.9 per cent

5 - Exeter - 1.8 per cent

6 - Perth 1.7 per cent

7 - Worcester - 1.6 per cent

8 - Gloucester - 1.5 per cent

9 - Llandrindod Wells - 1.4 per cent

10 - Hereford - 1.4 per cent

The only good news for Hull was that the number of homes flooded in the past year is down on the year before, with 6.8 per cent of homes flooding in 2019, 7.5 per cent in 2018, and 7.6 per cent in 2017.

A spokesman for MoneySuperMarket said: "Following Storm Christoph and with flood warnings in place in many parts of the country, we can reveal the UK’s flooding hotspots, with Hull the worst impacted city for the fourth year running.

"A total of 5.9 per cent of homes in Hull have experienced flooding in the past year, more than eight times the national average of 0.7 per cent.

Worcester, which was submerged earlier this year, also placed in the list (Image: SWNS)

"The port city is particularly at risk to flooding because 90 per cent of it sits beneath the high tide line."

Emma Garland, data expert at MoneySuperMarket, said: "Storm Christoph was an unwanted reminder that flooding affects tens of thousands of Britons every year, with people in Hull bearing the brunt more than any others."

She said that anyone worried about flooding should look into Flood Re, a joint initiative between the Government and insurers to make flood cover more affordable.

She added: "People that live in flood risk areas can result end up paying higher home and contents insurance premiums but it’s possible to keep these costs down.

"And you should also look into Flood Re - a joint initiative between the Government and insurers which aims to make flood cover more affordable for homeowners living in areas that are flood risks."

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